Hosting a cookout on Memorial Day weekend is an excellent way to celebrate our freedom and respect the memory of those fighting for it. Like any other party, though, hosting a cookout can get expensive. With summer vacations and college tuition payments right around the corner, it’s an important time to save as much as possible. Here are some handy tips to make your cookout the best it can be, on a budget.
So you're planning to host a Super Bowl party for family and friends. How can you avoid going over your budget? Below are some ideas for throwing an inexpensive event that will still be fun and entertaining.
When I left for college I’d never had a credit card before, but I opened one to build credit and pay for books. I transferred my bank account to a local credit union (in the days before online banking), and while I’d always had a part-time job, I’d never really had much financial responsibility. Fast forward three years to my junior year of college when I was paying rent and utilities, buying groceries, making a car payment, and had student loan repayment in my near future. It was a big adjustment. Fortunately I figured out how to budget my money (more or less), and had parents who helped me make smart decisions. But that’s not to say I didn’t make a few mistakes along the way.
Whether you’re hit with a bout of nostalgia for those old school days, or breathe a sigh of relief thinking “Thank goodness, that’s over,” the school supply list that arrives faithfully in your mail or email probably evokes memories. If it’s not memories of your own school days, it’s memories of school supply shopping. And if you dread school supply shopping, you’re not alone.
As we turn the calendar page to August, it’s hard to believe that more than half of 2015 has gone by. If you made a New Year’s resolution to clean up your finances, have you saved as much as you wanted? Have you paid down any debt or has your debt actually increased? The halfway point in the year is a good time to check in and see how you are doing. Here are 5 tips brought to you by Accel, a company that Catholic Federal has partnered with to offer free financial counseling to members of the credit union; Accel’s personal finance counselors want to help you better understand your 2015 finances, and how you can get back on track, as the holidays approach.
You've heard it from a million places: Budget your money! Make a firm plan and stick with it. It's the pathway to prosperity!
For many people, though, that advice just doesn't resonate. They feel constricted by a budget. Keeping cash in separate envelopes makes them feel like they can't have a life. It takes too much planning and too much rigid denial. They break their budget and sometimes wind up in serious financial trouble.
'Tis the season for the upcoming rush of holiday parties! Last weekend I took my annual trip to the Ikea store in Canton, MI with my good friend Amy. This is our 3rd year we have gone on this adventure. I love Ikea! Their showroom gives you many home decor ideas that are budget smart. Wherever your favorite store is to shop, it's time to start thinking about all of the upcoming parties and events! Whether you're planning to host family for a traditional Thanksgiving or Christmas or getting friends together for a light gathering, you need to make your house look its best. Here are a couple of ways you can make your entertaining space look and feel new without breaking the bank!
Is it just me or is there a wedding craze going on? I’ve been to five weddings and have had over ten of my friends get engaged this summer! I guess being 23 it’s normal for this age, but all I keep thinking is how are they going to afford this?! The average wedding cost in Bay County Michigan is $21,343.* The average yearly income for a single person in Bay County is $23,694. So you’re basically spending a years’ worth of income on one night?! Is that really necessary?
In order to learn some ways savvy brides cut back on costs I talked to CFCU’s very own recent bride Nicole L., one of our Member Service Representatives.
Since recently purchasing our first house, Ryan and I aren’t exactly rolling in the dough. We’ve had to cut back our spending in many areas, especially our fun money. So we’re working on perfecting the art of smart spending and have found fun things to do together that aren’t breaking the bank (some are even free!).
Check out some of the date ideas we’ve come up with:
Which word do you hate more: budget or diet? Both conjure up images of having to live without something you want. Cookies, chips and ice cream if you’re dieting, and new shoes, a giant TV, or a quick weekend getaway if you’re living on a budget.
But here’s the truth: a budget isn’t a bad thing at all. In fact, if it’s done correctly, it can help you live a better, less-stressful life.