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Catholic Federal Credit Union Financial Fitness Blog

Back-To-School Savings

Posted by Bethany Dutcher, VP Marketing on Aug 2, 2017 9:42:53 AM

Q: Back-to-school shopping kills my budget each year. Is there any way to start the year off right...without spending a small fortune?

A: Rows of freshly sharpened pencils, an unopened box of crayons and a pair of shiny, new shoes will provide a thrill for any child.

As the parent, though, you're the one footing the bill. If the thought of all that back-to-school spending makes your head pound, you're not alone. The National Retail Federation reports that parents of children entering kindergarten through 12th grade plan to spend nearly $700 per child on school supplies, new clothing and shoes this season. That's enough to fill any budgeting parent with dread.

No worries - as always, Catholic Federal has your back! Let us help you navigate the second-largest shopping season of the year with your budget and sanity intact. Read on for 12 ways to save on back-to-school shopping.

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Topics: Saving, back to school, budget, School Shopping

The Best Deals On Wheels For College Students

Posted by Maggie Kerns, Member Contact Center Indirect Dealer Rep. on Jul 19, 2017 8:46:35 AM

You've shopped for weeks and you've packed for hours. Now, you're finally ready to load your trunk and pull out of the family driveway toward your next stage in life.

Which set of wheels will accompany you on your rite of passage into the grown-up world?

Yes--you've chosen your college, your major, and perhaps your roommate. Now it's time to choose your car.

There are loads of factors at play when making this decision, though.

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Topics: auto loan, car loan, college

7 Ways To Save Without Suffering

Posted by Melissa Pashak, Marketing Specialist on Jul 11, 2017 9:31:33 AM

We all know we should save more money than we do. Whether we need to pay down debt, build an emergency fund or save for retirement, we need to cut spending and increase our savings. It’s the only way to build financial security.

Yet before considering what to cut back on, try these handy tips to save money without noticing the difference.

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Topics: Saving

6 Ways To Save On Your Summer Vacation

Posted by Tiffany Blossey, Member Service Representative on Jun 28, 2017 4:07:53 PM

The ocean is calling - and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from?

Ideally, a plump vacation fund that's fed throughout the year is the way to go. Unfortunately, though, we often don't think about how to pay for vacation until it's a few weeks away. To make things even worse, according to LearnVest, an alarming 74% of Americans go into debt to pay for a vacation.

Don't become part of that statistic! Be proactive in planning your vacation by saving up for it in advance. Forgo some luxuries in the months or weeks leading up to your vacation and save the extra cash for your getaway. Consider running a yard sale featuring all of your forgotten treasures and use the profits to fund your trip. Skip your weekly dinner out for a while and put the money in your vacation budget.

Now it's time to plan your vacation! When you've got the money saved up, create a realistic vacation budget. These six vacation saving tips will help you plan the perfect getaway while staying well within your budget.

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Topics: Saving, Vacation, Summer, travel

Deciding Which Bills to Pay First

Posted by Accel Financial Counseling on Jun 15, 2017 2:40:51 PM

There are times when money is tight, and understanding how to deal with that stack of bills can be very challenging. But don’t panic!

Here are some guidelines that can help you decide which bills you should pay first.

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Topics: money management, Budgeting

Newlyweds: Don’t Let Financial Stress Take The Cake

Posted by Bethany Dutcher, VP Marketing on Jun 6, 2017 12:23:01 PM

There are so many things to think about when you’re just married, or about to be, and no one would rate finances as the most exciting of them. In fact, studies show that money (not relatives) is the number one reason couples argue. Those financial arguments (again, not relatives) are one of the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some tips.

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Topics: marriage, finances, wedding, financial goals, Budgeting

Springtime Gardening Tips

Posted by Melissa Pashak, Marketing Specialist on May 24, 2017 10:51:47 AM

Are you hitting the road for Memorial Day this year? My husband and I have decided to skip the holiday traffic and focus on beautifying our back yard over the long weekend.

There's nothing quite like a garden in full bloom, but all that beauty takes work. Fortunately, it's not that hard to turn your own yard into a botanical work of art. Does sprucing up your yard sound like a good idea?

Here are some tips to get your project started:

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Topics: Gardening, Springtime, Yard work

Feeling Stuck In Your Auto Loan? Might Be Time To Shop Around!

Posted by Melissa Pashak, Marketing Specialist on May 16, 2017 11:45:25 AM

Some bills can't be changed. For other bills, though, a little legwork can make a big difference in your monthly payment. Your car payment is a great example. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both! It depends on various factors, including the value of your vehicle, how much you owe and your credit standing.

Read on for three common life changes that might mean it's a good time to refinance your vehicle.

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Topics: auto, auto loan, refinance

Be Prepared...Technology Upgrade To-Do List

Posted by Bethany Dutcher, VP Marketing on Apr 19, 2017 7:25:45 PM

Catholic Federal is making final preparations for the credit union's Technology Upgrade. Taking action prior to April 29th will minimize any inconvenience and interruption to your banking experience. Click here for additional information.

  • Make a note of the technology upgrade dates:
    • The technology upgrade will begin at 6:00p.m. Friday, April 28th and will continue through Monday, May 1, 2017. All office location hours and services will resume on Tuesday, May 2, 2017. Online Banking, Mobile Banking & Express Telephone will be unavailable starting at 3:00p.m Friday, April 28, 2017.
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How to Get a Summer Job

Posted by Melissa Pashak, Marketing Specialist on Mar 27, 2017 10:45:58 AM

Temperatures are rising, days are getting longer and kids are dying to get out of the classroom! This can only mean one thing: Summer is just around the bend. It's time to start planning trips, summer camps, and summer jobs.

Despite the fact that school won't end in most places for another few months, it's still a good time to start thinking about summer work. The timeframe for hiring can be as long as a month, so waiting until school is officially out isn't a good idea. Not sure where to start? Try these four tips to jumpstart a summer job search for yourself or a young adult.

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Topics: Saving, Summer, job advice

Welcome!

We're happy you're here. Our blog gives us another way to communicate with you in a fun, relaxed way. Don't worry; we won't be selling you anything. We just want to share a more personal part of ourselves so you can get to know the lighter side of the credit union. Our goal is to improve your financial well-being, we'll also share helpful financial tips and recommendations covering everything from students loans to retirement planning, and dream vacations to budgeting, many from our own personal experiences. After all, we're still people helping people, as we have been for 60 plus years. Now we just have more ways to reach out and help. 

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